June 16, 2020
A few years ago EMV cards were introduced here in the US and they were intended to help reduce fraud. Fraud is one of the biggest problems in today’s economy and it is something that everyone pays for, except for […]
November 27, 2018
If you are a merchant with an e-commerce system or any system that accepts payments via a card-not-present solution you know that the holiday season is a time for rampant fraud. In many cases it will be you, the merchant, […]
February 20, 2018
Not all debit card transactions are equal. For anyone who has used a debit card there are times that a signature is required and there are times that a PIN is required. There is a reason for that. For anyone […]
February 6, 2018
Credit card processing fees can be expensive but as a merchant you do not want to cut them off as it could potentially hurt your business’ bottom line by driving away paying customers. There is middle ground though it should […]
October 17, 2017
As most of you are aware when the changeover was made to the new EMV cards in 2015 the United States did not go all the way. Rather than upgrading our nation’s credit cards to Chip-and-PIN we went half way […]
August 8, 2017
The switchover to EMV chip cards has taken a bite out of in store credit card fraud. In some cases in store fraud has been reduced by nearly 75% in some European countries. While that is certainly encouraging and cause […]
January 3, 2017
As the calendar turns to 2017 and the holiday shopping season comes to a close a new season begins: return season. Like many of your fellow merchants you probably don’t like to take a return back after you sold the […]