EMV

June 5, 2018

What are Application Identifiers?

You may have noticed in more recent times that your POS terminal does not even need to ask your customer if they are using a debit or credit card. Newer terminals make the dipping process even faster and are becoming […]
May 29, 2018

Why wasn’t Chip-and-PIN introduced to the United States?

As you are probably aware, the credit card industry in the United States has undergone a major change in the past few years. The magnetic stripe which has graced the credit card since the 1970s is being phased out and […]
April 10, 2018

The first biometric contact-less credit card is here

There have been numerous credit card innovations in the past few years like EMV microchips and biometrics. For whatever reason no one has considered combining the two. OK, they may not go together like peanut butter and jelly or chips […]
November 21, 2017

Texting and skimming

Skimming in the United States has taken another leap forward as the criminals attempt to stay one step ahead of law enforcement and vigilant merchants. Skimming is a lucrative enterprise for many thieves who take the stolen information and sell […]